5 Common Roofing Scams in Florida and How to Avoid Them

Roofer installing shingles with warning sign overlay about common roofing scams in Florida.

Florida homeowners face unique challenges when it comes to roofing, from hurricanes to intense sun exposure. Unfortunately, our state also has some of the highest rates of roofing scams in the U.S.. Dishonest contractors and storm chasers often take advantage of vulnerable homeowners, especially after severe weather.

At Pinnacle Roofing Group, we want to protect you from these costly mistakes. Here are the 5 most common roofing scams in Florida and exactly how to avoid them.

🚨 1. Storm Chasers with Out of State Plates

After hurricanes or big storms, “storm chasers” often drive in from out of state, going door to door offering quick roof repairs. Many are unlicensed roofing contractors who disappear after collecting deposits.

How to Avoid It: Only hire a local Florida roofer with a strong reputation and verifiable license.

🚨 2. “Free Roof” Insurance Scams

Some roofers promise a “free roof” if you sign an Assignment of Benefits (AOB) or file an insurance claim, even when no real damage exists. This is not only illegal, it can void your insurance policy.

How to Avoid It: Get a professional roof inspection from a trusted Florida roofing company before filing any claim.

🚨 3. High Pressure Roofing Sales Tactics

Scam contractors often use lines like “this deal is only good today” or demand large deposits up front. Reputable roofing companies give you time to review estimates and make informed decisions.

How to Avoid It: Compare multiple roofing estimates and avoid anyone who pressures you to sign immediately.

🚨 4. Unlicensed Roofing Contractors in Florida

Unlicensed roofers may seem cheaper, but hiring them puts you at major risk. Without workers’ compensation and liability insurance, you could be financially responsible if an accident happens on your property.

How to Avoid It: Verify your roofer’s license on the Florida Department of Business & Professional Regulation (DBPR) website. Always ask for proof of insurance.

🚨 5. Bait and Switch Roofing Estimates

Some roofing companies lure homeowners with suspiciously low quotes. Once work begins, they pile on surprise charges for materials or labor, leaving you stuck with a bill that’s double the original estimate.

How to Avoid It: Request a detailed, written roofing estimate before work starts. Review the scope of work, materials, and pricing in writing.

Protect Yourself from Roofing Fraud in Florida

The best defense against roofing scams is hiring a contractor you can trust.

At Pinnacle Roofing Group, we’re:

Fully licensed and insured in Florida

Locally owned and opperated

Backed by 5-star reviews and hundreds of satisfied homeowners

Why Choose Pinnacle Roofing Group?

At Pinnacle Roofing Group, we specialize in helping Central Florida homeowners make informed decisions about their roofs. Whether you need an inspection, repair, or full replacement, we offer:

  • Free, no obligation inspections

  • Detailed estimates and transparent pricing

  • High performance materials like Atlas Pinnacle® Pristine shingles

  • Expert installation by certified professionals

We don’t just replace roofs, we protect homes.

Authored by Justin Coltharp, Owner of Pinnacle Roofing Group

Don’t wait for a leak to tell you it’s time. Get peace of mind with a roof inspection from Central Florida’s trusted roofing team.

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