Gray shingle roof on a brick home photographed from above
★ 4.9 Google · 524 reviews · Homeowner library

Financing a new roof in Florida

Same-as-cash options, what lenders ask for, and how to compare a monthly payment to waiting on a worn roof.

FL License CCC1332542BBB Accredited, A+TAMKO Diamond contractorIn-house crew, family-owned

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4.9
524 Google reviews · Family-owned in DeBary
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Or call (386) 631-5566. The DeBary office answers.

4.9 star Google customer rating4.9 on Google524 homeowner reviewsBBB Accredited Business, A+ ratingBBB AccreditedA+ rating · accredited since 2021FL licensed contractorCCC1332542 · verify anytimeTAMKO Diamond contractorTAMKO DiamondContractorRoofing Strong Alliance by TAMKORoofing Strong AllianceTAMKO contractor programLocally owned and operated, DeBary, Florida, since 2020Locally ownedDeBary, Florida · since 2020In-house crewOur own W-2 installersFree roof assessmentsWritten options, no pressure

What a monthly payment can look like

Many homeowners qualify for terms that feel closer to a car payment than a cash check. That does not make the roof cheaper. It changes when the cash leaves your account. Estimate your monthly payment.

Same-as-cash and promo windows

Ask about same-as-cash / deferred interest windows and what happens if the balance is not paid in the promo period. The fine print on that window is part of the decision, not a footnote.

What lenders ask for

Have income and property basics ready. Approval is often quick when paperwork is ready.

Waiting can cost more

Financing a needed roof can cost less than repeated interior repairs from leaks. Compare the monthly payment to what you are already spending on stains, patches, and the next storm season.

We install. Lenders decide credit.

We are the roofing contractor. Lenders set credit decisions. We help you understand options on /roofpricing/.

See also /roofpricing/ and book a free inspection at /free-estimate/. Call (386) 631-5566.

Related reading: Estimate your monthly payment · Roof pricing · Free inspection

4.9
524 Google reviews
Google rating

Homeowners across Central Florida rate Pinnacle 4.9 out of 5.

Read them before you call. Ask us anything you read there, and we will answer it straight.

Justin Coltharp, founder and owner of Pinnacle Roofing Group
Choosing a roofer is a big decision. My goal is to make it easier to understand what is happening on your roof, what your options are, and why we are recommending a particular approach.
Justin Coltharp Founder and owner, Pinnacle Roofing Group · DeBary, FL Meet Justin →
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