Mediterranean tile roof on a two-story home with a Pinnacle yard sign
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How to read a roofing estimate

Scope, exclusions, material tier, and change orders. Know what you are signing before work starts.

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4.9
524 Google reviews · Family-owned in DeBary
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4.9 star Google customer rating4.9 on Google524 homeowner reviewsBBB Accredited Business, A+ ratingBBB AccreditedA+ rating · accredited since 2021FL licensed contractorCCC1332542 · verify anytimeTAMKO Diamond contractorTAMKO DiamondContractorRoofing Strong Alliance by TAMKORoofing Strong AllianceTAMKO contractor programLocally owned and operated, DeBary, Florida, since 2020Locally ownedDeBary, Florida · since 2020In-house crewOur own W-2 installersFree roof assessmentsWritten options, no pressure

Line items that should appear

Look for tear-off layers, underlayment, shingles or other primary material, flashing, ventilation notes, disposal, and permit handling if it is included. If a line is missing, ask whether it is assumed, excluded, or still to be priced.

Exclusions

Exclusions are what is not in the price until discovered. Extra decking and hidden damage are the usual examples. You want those called out so a low number is not hiding a later surprise.

Material tier

Name the product, not just “architectural shingles.” On a Pinnacle proposal that usually means a TAMKO system such as Heritage, Titan XT, or StormFighter FLEX on qualifying projects, plus the accessories that belong with it.

Payment terms and schedule

Read when deposits are due, what triggers each draw, and what is held until closeout. If financing is part of the conversation, keep the loan terms separate from the roofing scope. Estimate your monthly payment.

How change orders are approved

Change orders should be approved in writing. Ask who can approve them, how you will see the added work, and when the price is locked.

Compare apples to apples

Compare bids using the same scope checklist. A cheaper number that skips underlayment, flashing, or disposal is not the same job.

See also understand your roofing estimate, how a replacement estimate is built, roof pricing, and the roof cost planning guide.

Related reading: Understand your roofing estimate · How a replacement estimate is built · Roof pricing · Cost planning guide

4.9
524 Google reviews
Google rating

Homeowners across Central Florida rate Pinnacle 4.9 out of 5.

Read them before you call. Ask us anything you read there, and we will answer it straight.

Justin Coltharp, founder and owner of Pinnacle Roofing Group
Choosing a roofer is a big decision. My goal is to make it easier to understand what is happening on your roof, what your options are, and why we are recommending a particular approach.
Justin Coltharp Founder and owner, Pinnacle Roofing Group · DeBary, FL Meet Justin →
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