New architectural shingle roof on a single-story Florida home
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Roof Replacement in Palm Coast, FL

Two facts shape every Palm Coast replacement. First, most of the lettered ITT sections have no homeowners association, so color and profile are your call and the only review is the City of Palm Coast Building Division permit, with the design wind speed for your lot on file.

FL License CCC1332542BBB Accredited, A+TAMKO Diamond contractorFamily-owned since 2020
4.9 star Google customer rating4.9 on Google524 homeowner reviewsBBB Accredited Business, A+ ratingBBB AccreditedA+ rating · accredited since 2021FL licensed contractorCCC1332542 · verify anytimeTAMKO Diamond contractorTAMKO DiamondContractorRoofing Strong Alliance by TAMKORoofing Strong AllianceTAMKO contractor programLocally owned and operated, DeBary, Florida, since 2020Locally ownedDeBary, Florida · since 2020Free roof assessmentsWritten options, no pressure
4.9Google rating from homeowners like you
524Google reviews
A+BBB Accredited, family-owned since 2020
80+roofs completed in Palm Coast, estimated from logged jobs

The roof replacement problem in Palm Coast

Pinnacle replaced a Palm Coast roof with TAMKO Titan shingle in Natural Timber in August 2026 and completed a shingle reroof here in May 2026, and both kinds of house tell the same story: in Palm Coast the roof dates by ITT section. ITT began platting the city in 1969, so the C section around Palm Harbor and the F, B and W sections hold 1970s and 1980s block ranches with 4:12 and 5:12 hips, lanai and Florida room flat sections, and decking now under its second or third shingle roof. The Palm Harbor saltwater canals carry brackish air into those blocks and pit the edge metal early. Pine Lakes, Cypress Knoll and Matanzas Woods add 1990s hips with pre-2002 nailing. Then the 2004 to 2007 boom put builder-grade shingle on Lehigh Woods, Quail Hollow and Seminole Woods all at once, and that wave is now turning twenty.

What Palm Coast roofs deal with

Two facts shape every Palm Coast replacement. First, most of the lettered ITT sections have no homeowners association, so color and profile are your call and the only review is the City of Palm Coast Building Division permit, with the design wind speed for your lot on file. The gated communities, Grand Haven, Palm Coast Plantation, Island Estates, Sea Colony and Hammock Dunes, are the exception and review everything. Second, exposure runs in bands: the Hammock and Sea Colony take direct Atlantic salt and sit in the wind-borne debris region, the Palm Harbor canals carry brackish air inland, and the sections west of Belle Terre Parkway sit under slash pine that packs valleys with needles. Matthew in 2016 and Ian and Nicole in 2022 are still fresh here.

How Pinnacle handles roof replacement in Palm Coast

A Palm Coast replacement is scoped by section, because an ITT-era ranch and a boom-era hip fail in different places. On a 1970s or 1980s ranch in Palm Harbor or the F section, the tear-off goes through every old layer to the original decking, the pre-code nailing is brought to current Florida Building Code, and soft plywood is photographed and priced in writing before it is replaced. The lanai or Florida room flat section gets its own low-slope system, and on the canal side the drip edge, vents and flashing are coastal-rated. On a 2004 to 2007 Lehigh Woods or Seminole Woods home the work is in the details: step and kickout flashing at stucco walls, relined valleys and new boots. Under the slash pine west of Belle Terre Parkway, valleys are cleared and relined and the shingle is algae-resistant TAMKO. Our crew installs every roof.

Neighborhoods, HOAs and permits in Palm Coast

Approvals in Palm Coast are usually simple, with a few exceptions. Inside city limits, which covers the ITT sections, Grand Haven, Palm Coast Plantation and Town Center, Pinnacle pulls the reroof permit through the City of Palm Coast Building Division and schedules the deck, dry-in and final inspections. Hammock Dunes, Ocean Hammock and the rest of the Hammock carry Palm Coast addresses, but much of that island is unincorporated Flagler County, so we confirm jurisdiction from the parcel before filing. The ITT sections have no HOA to satisfy. Grand Haven, Palm Coast Plantation, Island Estates, Sea Colony, Tidelands and the Hammock Dunes communities review shingle or tile color and profile through architectural committees, and we assemble the color chip, spec and scope for that submittal before scheduling.

The honest version

A Palm Coast reroof does not have to start at the top of the price ladder. A single-story ITT ranch in the P or B section with sound decking needs a correctly nailed, sealed, well-ventilated TAMKO Heritage roof with new edge metal and new boots, and that is the first quote we write. The Palm Harbor canal homes and anything in the Hammock earn the coastal-rated metals and a harder look at Titan XT or an impact-rated line, and a long-stay owner on the canals should hear the metal comparison. If your 2005 Lehigh Woods roof has one leak and sound shingle everywhere else, we tell you it is a repair. The full package ladder is on the roof replacement page; the right rung for your section comes after we have walked it.

Recent roof replacement work in Palm Coast

Palm Coast jobs from Pinnacle's completed-project record, roughly 80 completed in Palm Coast to date. Every project is documented with photos on the day it finished.

Related reading: Roof Replacement · Roofing in Palm Coast · Planning guide · Pricing

How much does roof replacement cost in Palm Coast?

Palm Coast shingle replacements run $9,500 to $21,500. The low end is the single-story ITT ranch in the P, B, F or W sections with a simple 4:12 or 5:12 hip, sound decking and no association to wait on. A Palm Harbor canal home of the same size climbs toward the middle once coastal-rated edge metal, a lanai low-slope section and a second or third layer over decking that needs renailing are in the scope, and boom-era Lehigh Woods, Quail Hollow and Seminole Woods homes sit mid-band for their cut-up hips and step flashing. The top of the band is a large two-story in Grand Haven or Palm Coast Plantation with Titan XT or an impact-rated shingle and an architectural submittal, or a Sea Colony or Hammock home built to the full wind-borne debris spec. The exact number comes from a written inspection of your roof. These are planning ranges, not a quote.

01

Roof Replacement in Palm Coast

$9,500 to $21,500

Low end: single-story 1970s to 1990s concrete-block ranches in the P, B, F and W sections, Pine Lakes and Indian Trails, roughly 1,400 to 2,000 square feet of living area with simple 4:12 to 5:12 hips, TAMKO Heritage in the Essential package, sound decking, no association to wait on. Middle: Palm Harbor canal homes with coastal-rated edge metal and a lanai or Florida room low-slope section, 1990s Cypress Knoll and Matanzas Woods homes with more valleys and pine-canopy decking replacement, and 2004 to 2007 boom homes in Lehigh Woods, Quail Hollow and Seminole Woods with cut-up hips and step flashing. High end: large two-story homes in Grand Haven and Palm Coast Plantation with Titan XT or impact-rated shingle in the Peace of Mind or Complete Protection package and architectural submittal time, and Sea Colony, Island Estates and Hammock homes with the full wind-borne debris spec. Tile, which dominates Hammock Dunes and the Conservatory, and metal are priced separately on their own pages.

What is included in Pinnacle roof replacement ↗
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Monthly, as example math

Example math only, not an offer: a $15,500 roof replacement in Palm Coast financed at an example 9.99 percent APR is about $205 per month over 120 months, or about $329 per month over 60 months. Real terms depend on the lender and your credit.

Estimate your monthly payment ↗
03

Compare proposals the right way

Same tear-off and decking assumptions, named products, flashing and ventilation listed, exclusions in writing, and who pulls the Palm Coast permit.

Read the guide ↗

What roof replacement in Palm Coast includes

The written scope is the plan. Every item below is stated in the proposal before work is scheduled. See how the process runs ↗

  • Free roof assessment that starts with your section: a Pinnacle inspector photographs the decking from the attic, the lanai or Florida room tie-in, the canal-side edge metal and the valleys under any pine canopy, then writes repair, replace or wait options for your Palm Coast home.
  • Reroof permit pulled by Pinnacle through the City of Palm Coast Building Division for the ITT sections, Grand Haven, Palm Coast Plantation and Town Center, or through Flagler County for the unincorporated Hammock, with deck, dry-in and final inspections scheduled by us.
  • Architectural committee package for Grand Haven, Palm Coast Plantation, Island Estates, Sea Colony, Tidelands or the Hammock Dunes communities when your home is in one; no submittal in the lettered sections, which have no association.
  • Tear-off through every old layer to the 1970s or 1980s ITT decking, pre-code nailing brought to current Florida Building Code, and soft plywood photographed and priced in writing before it is replaced.
  • Sealed underlayment and fastening to the documented design wind speed for your lot, coastal-rated drip edge, vents and flashing on Palm Harbor canal homes and east of the Intracoastal, and a separate low-slope system over lanais and Florida rooms.
  • TAMKO Heritage, Titan XT or an impact-rated line by package, with valleys cleared of pine needles and relined, step and kickout flashing in metal at the stucco walls of boom-era homes, new pipe boots, and ridge venting matched to the attic.
  • Netting over landscaping and pool enclosures, our own dump trailers, a magnet sweep of the yard, driveway and canal-side dock, and a final walkthrough with the photos, the permit record, the written workmanship warranty and the TAMKO manufacturer warranty.
From a Central Florida homeowner

What homeowners say about Pinnacle roof replacement.

One of 4.9 stars on Google, 524 reviews. Read them all on the reviews page.

Jon Christie with Pinnacle Roofing was outstanding! He walked us through issues with our roof and took the time to explain the various materials and assisted us in making the best choices for our roof. The crew arrived on time and began removal of the old roof and as promised by Jon the entire house was wrapped with a net to catch debris. They were efficient and quick. They cleaned up like they were never even there. Next day the second crew installed the new roof and it looks great!

Lyn Marie Sbarglia · Google review, October 2023
Palm Coast questions, straight answers

Roof Replacement in Palm Coast: what homeowners ask.

If yours is not here, call (386) 631-5566. A real person at the DeBary office picks up.

How much does a roof replacement cost in Palm Coast?

Most shingle roof replacements Pinnacle prices in Palm Coast run about $9,500 to $21,500. Single-story ITT-era block ranches in the P, B, F and W sections sit in the lower half; Palm Harbor canal homes land mid-band, and large two-story homes in Grand Haven and Palm Coast Plantation push the top. Exact price in writing after a free assessment. That covers the typical 18 to 34 square roof here.

How long does a roof replacement take in Palm Coast?

A single-story ITT ranch with a simple hip is the quickest roof in Palm Coast to replace: tear-off, dry-in and new shingle usually fit inside a couple of working days, and the written scope states the plan for your roof. Large Grand Haven two-stories, canal homes with lanai sections and metal conversions take longer, and the City of Palm Coast permit comes first.

Do I need HOA approval to replace my roof in Palm Coast?

Usually not. The lettered ITT sections, Palm Harbor, Pine Lakes, Indian Trails, Lehigh Woods, Seminole Woods and most of the city have no homeowners association, so color and profile are your choice. Grand Haven, Palm Coast Plantation, Island Estates, Sea Colony, Tidelands and the Hammock Dunes communities review roofs through architectural committees, and we prepare that submittal for you.

Can my older Palm Coast roof be repaired, or does the 25 percent rule force a replacement?

If your roof was installed under the 2007 Florida Building Code or later, Florida's 2022 change to the 25 percent rule lets us repair a damaged section. An original or 1990s reroof on a Palm Harbor or F section ranch does not qualify: once a quarter needs work, the whole roof comes to code. Many Lehigh Woods roofs qualify.

Should I wait until hurricane season ends to replace my Palm Coast roof?

No. We install through hurricane season, June 1 to November 30, and after Matthew, Ian and Nicole, a roof nailed and sealed to current code is what a Palm Coast home wants before the storm, not after. We open only what we can dry in the same day, watch the afternoon storm window, and never leave a deck exposed overnight.

Will Pinnacle handle my insurance claim for storm damage on a Palm Coast roof?

You file the claim with your carrier; Pinnacle documents the roof with photos, writes the scope your adjuster needs and separates storm damage from age, salt and pine-debris wear, which matters on an older ITT roof. Pinnacle does not act as a public adjuster and does not waive, rebate or absorb deductibles, which Florida law prohibits. The deductible stays yours.

Who pulls the permit in Palm Coast, and what if you find bad decking?

Pinnacle pulls it: the City of Palm Coast Building Division for the ITT sections, Grand Haven, Palm Coast Plantation and Town Center, and Flagler County for the unincorporated Hammock. Soft decking is photographed, shown to you and priced in writing before new shingle goes on, and the decking allowance sits in your proposal, not in a surprise invoice.

Roof questions in Palm Coast?(386) 631-5566Free assessment

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