New architectural shingle roof on a single-story Florida home
★ 4.9 Google · 524 reviews · Serving Palm Coast

Roof Replacement in Palm Coast, FL

Two facts shape every Palm Coast replacement. First, most of the lettered ITT sections have no homeowners association, so color and profile are your call and the only review is the City of Palm Coast Building Division permit, with the design wind speed for your lot on file.

FL License CCC1332542BBB Accredited, A+TAMKO Diamond contractorIn-house crew, family-owned
4.9 star Google customer rating4.9 on Google524 homeowner reviewsBBB Accredited Business, A+ ratingBBB AccreditedA+ rating · accredited since 2021FL licensed contractorCCC1332542 · verify anytimeTAMKO Diamond contractorTAMKO DiamondContractorRoofing Strong Alliance by TAMKORoofing Strong AllianceTAMKO contractor programLocally owned and operated, DeBary, Florida, since 2020Locally ownedDeBary, Florida · since 2020In-house crewOur own W-2 installersFree roof assessmentsWritten options, no pressure
0Google rating from homeowners like you
0five-star Google reviews
A+BBB Accredited, family-owned since 2020
0minutes from our DeBary office, give or take

The roof replacement problem in Palm Coast

Palm Coast was platted by ITT starting in 1969, and the roofs tell the story in order. In Palm Harbor on the saltwater canals, in the F section, and across the B and P sections, the 1970s and 1980s concrete-block ranches carry 4:12 and 5:12 hips, flat sections over lanais and Florida rooms, and decking that has lived under two or three shingle roofs. Salt off the canals pits the drip edge and vent caps before the shingle wears out. In Pine Lakes, Cypress Knoll and Matanzas Woods the 1990s roofs have more valleys and pre-2002 nailing. In Lehigh Woods, Quail Hollow and Seminole Woods, the 2004 to 2007 boom put builder-grade shingle on thousands of cut-up hips at once, and that wave is now about twenty years old.

What Palm Coast roofs deal with

Two facts shape every Palm Coast replacement. First, most of the lettered ITT sections have no homeowners association, so color and profile are your call and the only review is the City of Palm Coast Building Division permit, with the design wind speed for your lot on file. The gated communities, Grand Haven, Palm Coast Plantation, Island Estates, Sea Colony and Hammock Dunes, are the exception and review everything. Second, exposure runs in bands: the Hammock and Sea Colony take direct Atlantic salt and sit in the wind-borne debris region, the Palm Harbor canals carry brackish air inland, and the sections west of Belle Terre Parkway sit under slash pine that packs valleys with needles. Matthew in 2016 and Ian and Nicole in 2022 are still fresh here.

How Pinnacle handles roof replacement in Palm Coast

Pinnacle runs I-4 east to I-95 north and exits at SR 100 or Palm Coast Parkway, 65 to 70 minutes from DeBary, so we batch Palm Coast assessments and installs by section, and our own W-2 crew installs it. Every replacement starts with a full tear-off to the deck, sheathing renailed to current Florida Building Code, soft plywood photographed and priced in writing before replacement, then a sealed underlayment system. On Palm Harbor canal homes and anything east of the Intracoastal we specify coastal-rated drip edge, flashing and vents and treat lanai sections as their own low-slope system. On shaded F section and Woodlands roofs we reline the valleys and use algae-resistant TAMKO Heritage. Netting, our own dump trailers, a magnet sweep, then the walkthrough.

Neighborhoods, HOAs and permits in Palm Coast

Approvals in Palm Coast are simpler than in most of our footprint, with exceptions. Inside city limits, which covers the ITT sections, Grand Haven, Palm Coast Plantation and Town Center, Pinnacle pulls the reroof permit through the City of Palm Coast Building Division and schedules the deck, dry-in and final inspections. Hammock Dunes, Ocean Hammock and the rest of the Hammock carry Palm Coast addresses, but much of that island is unincorporated Flagler County, so we confirm jurisdiction from the parcel before filing. The ITT sections have no HOA to satisfy. Grand Haven, Palm Coast Plantation, Island Estates, Sea Colony, Tidelands and the Hammock Dunes communities review shingle or tile color and profile through architectural committees, and we assemble the color chip, spec and scope for that submittal before scheduling.

The honest version

Most Palm Coast homes do not need the most expensive shingle. A single-story ITT ranch in the P or B section with sound decking needs a correctly nailed, sealed, well-ventilated TAMKO Heritage roof with new edge metal and new boots, and that is what we quote first. The Palm Harbor canal homes and anything in the Hammock earn the coastal-rated metals and a harder look at Titan XT or an impact-rated line, and a long-stay owner on the canals should hear the metal comparison. If your 2005 Lehigh Woods roof has one leak and sound shingle everywhere else, we tell you it is a repair. The full package ladder is on the roof replacement page; the right rung for your section comes after we have walked it.

Recent roof replacement work in Palm Coast

Palm Coast jobs from Pinnacle's completed-project record, 16 completed in Palm Coast to date. Every project is documented with photos on the day it finished.

  • Palm Coast, August 2026: Shingle roof replacement, completed August 2026 View project ↗
  • Palm Coast, May 2026: Shingle roof replacement, completed May 2026 View project ↗
  • Palm Coast, March 2026: Metal metal roof installation, completed March 2026 View project ↗

Related reading: Roof Replacement · Roofing in Palm Coast · Planning guide · Pricing

How much does roof replacement cost in Palm Coast?

Palm Coast sits just above the sitewide $10,000 shingle floor because the typical job is a single-story ITT block ranch with a simple hip, no association and inland-style exposure, which keeps the floor close to the sitewide number, while the 65 to 70 minute drive, batched scheduling and the share of homes carrying two or three layers over decking that needs renailing add cost an Orange City ranch does not carry. It sits below the $36,000 ceiling because two-story share is modest outside Grand Haven and Palm Coast Plantation and the tile-heavy Hammock is priced on its own page. Median household income of approximately $68,000 (2023 ACS) with a large retiree share and roughly 80 percent owner-occupancy means owners replace once and buy the warranty, so the mix runs Essential in the lettered sections and Peace of Mind or Complete Protection on the canals and in the gated communities. The exact number comes from a written inspection of your roof. These are planning ranges, not a quote.

01

Roof Replacement in Palm Coast

$9,500 to $21,500

Low end: single-story 1970s to 1990s concrete-block ranches in the P, B, F and W sections, Pine Lakes and Indian Trails, roughly 1,400 to 2,000 square feet of living area with simple 4:12 to 5:12 hips, TAMKO Heritage in the Essential package, sound decking, no association to wait on. Middle: Palm Harbor canal homes with coastal-rated edge metal and a lanai or Florida room low-slope section, 1990s Cypress Knoll and Matanzas Woods homes with more valleys and pine-canopy decking replacement, and 2004 to 2007 boom homes in Lehigh Woods, Quail Hollow and Seminole Woods with cut-up hips and step flashing. High end: large two-story homes in Grand Haven and Palm Coast Plantation with Titan XT or impact-rated shingle in the Peace of Mind or Complete Protection package and architectural submittal time, and Sea Colony, Island Estates and Hammock homes with the full wind-borne debris spec. Tile, which dominates Hammock Dunes and the Conservatory, and metal are priced separately on their own pages.

What is included in Pinnacle roof replacement ↗
02

Monthly, as example math

Example math only, not an offer: a $19,000 Palm Coast roof replacement financed at an example 9.99 percent APR over 120 months is about $251 per month. Your real terms depend on the lender and your credit. Run your own numbers on the monthly payment planner at /roofpricing/ and read /guides/financing-a-new-roof-in-florida/ before you decide.

Estimate your monthly payment ↗
03

Compare proposals the right way

Same tear-off and decking assumptions, named products, flashing and ventilation listed, exclusions in writing, and who pulls the Palm Coast permit.

Read the guide ↗

What roof replacement in Palm Coast includes

The written scope is the plan. Every item below is stated in the proposal before work is scheduled. See how the process runs ↗

  • Free roof assessment by a Pinnacle inspector who walks and photographs your Palm Coast roof, checks the lanai and Florida room sections, edge metal and attic side where there is access, then gives you written options to compare: repair, replace, or wait.
  • Approval support where it applies: architectural committee submittals for Grand Haven, Palm Coast Plantation, Island Estates, Sea Colony, Tidelands and the Hammock Dunes communities, and the correct permit for your parcel, City of Palm Coast or Flagler County, pulled by us with deck, dry-in and final inspections scheduled.
  • Full tear-off to the deck by our own W-2 crew, sheathing renailed to current Florida Building Code, soft plywood photographed and priced in writing before replacement, with the 1970s and 1980s ITT decking given a close look.
  • Sealed underlayment and fastening specified to the documented design wind speed for your lot, with coastal-rated drip edge, flashing and vents on Palm Harbor canal homes and everything east of the Intracoastal, and a proper low-slope system on flat sections over lanais and Florida rooms.
  • The TAMKO shingle you chose, Heritage, Titan XT or an impact-rated line, installed with relined valleys cleared of pine debris, new pipe boots, step and kickout flashing in metal, and ridge venting matched to the attic.
  • Netting over landscaping and pool enclosures, our own dump trailers, and a magnet sweep of the yard, driveway and canal-side dock area before we leave.
  • Written workmanship warranty stated in the proposal plus the manufacturer warranty for the TAMKO system installed, and a final walkthrough with you, photos and permit record in hand.
From a Palm Coast homeowner

Roof Replacement in Palm Coast, in their words.

One of 4.9 stars on Google, 524 reviews. Read them all on the reviews page.

This is for a property in Palm Coast, FL. If I could give Pinnacle 10 stars I would! We had a difficult situation dealing with an inherited property and an uncooperative insurance company, but they helped us with great patience and persistence. They were in regular contact with the insurance company getting our claim paid and made the project happen. The work they did on our roof was wonderful, completed on time and without any extra expenses. We are so thankful for all of Marissa’s help and all the other folks at Pinnacle for helping us get through this tangled situation! We are so grateful for all you did to get us our new roof!

Mystic Ridge, Palm Coast · Google review, 2025
Palm Coast questions, straight answers

Roof Replacement in Palm Coast: what homeowners ask.

If yours is not here, call (386) 631-5566. A real person at the DeBary office picks up.

How much does a roof replacement cost in Palm Coast?

Most shingle roof replacements Pinnacle proposes in Palm Coast run about $9,500 to $21,500. Single-story ITT-era block ranches in the P, B, F and W sections sit in the lower half; Palm Harbor canal homes land mid-band, and large two-story homes in Grand Haven and Palm Coast Plantation push the top. Exact price in writing after a free assessment. That covers the typical 18 to 34 square roof here.

How long does a roof replacement take in Palm Coast?

Most single-family shingle replacements in Palm Coast are scheduled as a one- to two-day install once materials are on site, and the written scope states the plan for your roof. Because we drive in from DeBary, we batch Palm Coast installs by section. Large Grand Haven two-stories, canal homes with lanai sections and metal conversions take longer.

Do I need HOA approval to replace my roof in Palm Coast?

Usually not. The lettered ITT sections, Palm Harbor, Pine Lakes, Indian Trails, Lehigh Woods, Seminole Woods and most of the city have no homeowners association, so color and profile are your choice. Grand Haven, Palm Coast Plantation, Island Estates, Sea Colony, Tidelands and the Hammock Dunes communities review roofs through architectural committees, and we prepare that submittal for you.

Can my older Palm Coast roof be repaired, or does the 25 percent rule force a replacement?

If your roof was installed under the 2007 Florida Building Code or later, Florida's 2022 change to the 25 percent rule lets us repair a damaged section. An original or 1990s reroof on a Palm Harbor or F section ranch does not qualify: once a quarter needs work, the whole roof comes to code. Many Lehigh Woods roofs qualify.

Should I wait until hurricane season ends to replace my Palm Coast roof?

No. We install through hurricane season, June 1 to November 30, and after Matthew, Ian and Nicole, a roof nailed and sealed to current code is what a Palm Coast home wants before the storm, not after. We open only what we can dry in the same day, watch the afternoon storm window, and never leave a deck exposed overnight.

Will Pinnacle handle my insurance claim for storm damage on a Palm Coast roof?

You file the claim with your carrier; Pinnacle documents the roof with photos, writes the scope your adjuster needs and separates storm damage from age, salt and pine-debris wear, which matters on an older ITT roof. Pinnacle does not act as a public adjuster and does not waive, rebate or absorb deductibles, which Florida law prohibits. The deductible stays yours.

Who pulls the permit in Palm Coast, and what if you find bad decking?

Pinnacle pulls it: the City of Palm Coast Building Division for the ITT sections, Grand Haven, Palm Coast Plantation and Town Center, and Flagler County for the unincorporated Hammock. Soft decking is photographed, shown to you and priced in writing before new shingle goes on, and the decking allowance sits in your proposal, not in a surprise invoice.

Roof questions in Palm Coast?(386) 631-5566Free assessment

Let’s figure out what
your roof needs.

Tell us what’s happening. Start with a roof assessment.

Request my roof assessment
Call PinnacleRequest an assessment ↗